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Lake City Federal Bank Debit Card

Chip Cards Are Coming
That means more protection for you.  The embedded computer chip makes your card more secure.  Information programmed into the chip is personalized for your account and each transaction is unique, adding a new safeguard against fraud.  There is no need to request a new card.  You'll receive a new card when your present card expires.

 EMV Card Use  

Using a chip card is easyInsert your card, face up and chip end into the chip-enabled terminal.  Leave the card in the terminal during the entire transaction.  Follow the instructions on the screen and either sign your name or enter your PIN as needed.  Be sure to remove your card and take your receipt when the transaction is complete.

You'll make payments online or by phone the same way as you do today.

While some merchants have already installed chip-enabled terminals, the entire conversion process is expected to take a few years to complete.  That's why chip cards will continue to have a magnetic stripe on the back.  That way, if a merchant's terminal or an ATM is not yet chip-enabled, your transaction can still be processed by swiping the magnetic stripe the same way you do today.

Card Valet Logo

Your card, on your terms.
With the CardValet mobile app, you can:

  • Turn your debit card on and off
  • Establish transaction controls for dollar amount limits, merchant categories and geographic locations
  • Receive alerts when your debit card is used, approved or exceeds the transaction controls set by you
  • Stay informed of potential fraud with alerts on attempted, declined transaactions
  • Get real-time balances for you accounts

This product is being released free of charge to Lake City Federal Bank debit card customers.  You can download the app for your Apple iOS or Google Android device.

LCF ATM Card ATM Card
A Lake City Federal Bank ATM Card is a convenient way to access your checking and/or statement savings and/or money market account 24 hours a day, seven days a week.

Your card enables you to inquire into account balances, withdraw cash and transfer funds.

If you're traveling you don't need to carry extra cash when you have a Lake City Federal Bank ATM Card. There are thousands of ATMs throughout the world.

Keep your money safe until you need it.

Consumer Tips for Card and ATM Safety

  • Be alert to your surroundings, especially after dark and in areas that are unfamiliar to you. Use only well lit ATMs.
  • Put cash in your pocket or purse immediately after making a withdrawal. Money can be counted later in your car or at home.
  • Cancel your transaction and leave the area at once if you observe anything suspicious.
  • Be wary of strangers who appear to be technicians who ask you to swipe your card and enter your PIN in a machine in order to "test it out". This is a common way in which thieves acquire information to make counterfeit cards.
  • Never write your PIN number on your card.
  • Retain your receipt.
  • Report a lost or stolen card IMMEDIATELY!