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SOLE PROPRIETORS AND ORGANIZATIONS:

PARTNERSHIPS AND CORPORATIONS:

Lake City Federal Bank is participating in the FDIC's Transaction Account Guarantee Program.  Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount of the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

OVERDRAFT PROTECTION IS AVAILABLE FOR QUALIFIED ACCOUNT HOLDERS.

Contact our office for additional account terms and conditions.