DEPOSITED CHECKS RETURNED UNPAID
(Any item returned unpaid will be taken out of your account on the day LCFB is notified of the return.)
$5.00
OVERDRAFT / NONSUFFICIENT FUNDS (NSF)
(each item returned or honored)
$30.00
NSF PER DAY CHARGE - A $5.00 charge per day will be assessed on negative balance accounts when the account remains negative for more than five (5) processing days. Charge begins on the 6th day. Sundays and federal holidays are not processing days.
NSF AND AUTOMATIC TRANSFERS - If a preauthorized automatic transfer rejects more than 10 days, due to nonsufficient funds, a $30.00 fee will be assessed.
NSF CHECK FOR LOAN PAYMENT - Any check used for a loan payment that is returned as NSF will cause a payment reversal and a $30.00 fee will be assessed.
COPY OF CHECKS - Use CyberTeller Internet Banking to view and print checks that clear after April 14, 2008
Copy of check provided by LCFB staff
Inquiry to see who check was written to
No Charge
$5.00 each
$3.00 each
ADDITIONAL COPY OF MONTHLY STATEMENTS
Copy obtained through CyberTeller
$1.00
No Charge
CHECK CASHING (Non-Customer)
Payroll and government checks only
State or Government Issued Picture ID Required
1% of check amount
($10.00 minimum)
STOP PAYMENTS
Plus each item presented
$15.00 initial
$10.00/item
ACCOUNT RESEARCH
(per hour, 1 hour minimum)
(Additional cost for 3rd party research)
$25.00
ACCOUNT CLOSED WITHIN 90 DAYS OF OPENING
(Savings and Money Market Accounts)
$25.00
DORMANT ACCOUNT FEE
When balance is below $50 and no activity in 365 days
$2.00/month
AMORTIZATION SCHEDULE
$15.00
RETIREMENT ACCOUNT - Termination Fee
$25.00
ZIPPER BAGS
ZIPPER BAGS with LOCK
$5.00 each
$30.00 each
CyberTeller (www.lcfederal.com)
CyberTeller BILL PAYMENT
No Charge
No Charge
TELEPHONE BANKING (877) 933-5253
No Charge
LCFB ATM CARD
MONTHLY FEE
LAKE CITY FEDERAL BANK OWNED ATMS
OTHER ATM MACHINES (each transaction)
CARD REPLACEMENT (each)
ADDITIONAL CARDS (1st two free/account)
ADDITIONAL CARDS (1st two free/account)
No Charge
No Charge
$1.00
$5.00
$10.00 each
$5.00
LCFB CHECK CARD
MONTHLY FEE
LAKE CITY FEDERAL BANK OWNED ATMS
OTHER ATM MACHINES (each transaction)
CARD REPLACEMENT (each)
ADDITIONAL CARDS (1st two free/account)
RE-VERIFY PIN
No Charge
No Charge
$1.00
$5.00
$10.00 each
$5.00
MONEY ORDERS (each)
$3.00
CASHIERS CHECKS (each)
$5.00
COLLECTION ITEMS
$25.00/item
VISA GIFT CARDS
Available in amounts of $25 to $500. See card disclosure for details.
$2.00 per card
SAFE DEPOSIT BOXES (1 year rental)
3 x 5
3 x 10
5 x 10
10 x 10
1 Lost Key
Both Keys Lost – New Lock Required- Customer pays for lock plus fee of $25.00
Late Rent Fee (30 days or more)
$20.00
$30.00
$45.00
$50.00
$25.00
$5.00/month
GARNISHMENTS / LEVIES
$50.00
PHOTO COPIES
$ .25 each
NOTARY FEE (Customers Free, Non-Customers)
$1.00
WIRE TRANSFER FEE
Domestic Incoming & Outgoing
Foreign Incoming & Outgoing
*Wire Transfers in U.S. $ Only
© Lake City Federal Bank, Lake City MN