CyberTeller INTERNET BANKING (www.lcfederal.com) CyberTeller BILL PAYMENT
No Charge
No Charge
TELEPHONE BANKING (877) 933-5253
No Charge
LCFB ATM / DEBIT CARD (No monthly or annual fee)
LAKE CITY FEDERAL BANK OWNED ATMS
OTHER ATM MACHINES (each transaction)
CARD REPLACEMENT
ADDITIONAL CARDS (1st two free/account)
PIN REMINDER
LIMIT INCREASE FEE
No Charge
$1.00
$5.00 each
$10.00 each
$5.00
$50.00 per time
CHECK PRINTING
(determined by style of check ordered)
COUNTER CHECKS
5 checks for $5.00
DEPOSITED CHECKS RETURNED UNPAID
(Any item returned unpaid will be taken out of your account on the day LCFB is notified of the return.)
$5.00
OVERDRAFT / NONSUFFICIENT FUNDS (NSF)
Each item - returned or honored
(Maximum of 4 items per day)
$35.00
NSF PER DAY CHARGE - A $5.00 charge per day will be assessed on negative balance accounts when the account remains negative for more than five (5) processing days. Charge begins on the 6th day. Sundays and federal holidays are not processing days.
NSF AND AUTOMATIC TRANSFERS - If a preauthorized automatic transfer rejects more than 7 days, due to nonsufficient funds, a $35.00 fee will be assessed.
NSF CHECK FOR LOAN PAYMENT - Any check used for a loan payment that is returned as NSF will cause a payment reversal and a $35.00 fee will be assessed.
ACCOUNT BALANCING ASSISTANCE
Per hour, 1 hour minimum
$25.00
COPY OF CHECKS - Use CyberTeller Internet Banking to view and print checks that have cleared within the last 60 days
Copy of check provided by LCFB staff
Inquiry to see who check was written to
No Charge
$5.00 each
$3.00 each
ADDITIONAL COPY OF MONTHLY STATEMENTS
Previous two months can be obtained through CyberTeller
$2.00
No Charge
CHECK CASHING (Non-Customers)
Payroll and government checks only
Government Issued Picture ID Required
1% of check amount
($10.00 minimum)
STOP PAYMENTS
Plus each item presented
$15.00 initial
$10.00/item
ACCOUNT RESEARCH
Per hour, 1 hour minimum
*Additional costs for 3rd party research
$25.00
ACCOUNT CLOSED WITHIN 90 DAYS OF OPENING
$25.00
DORMANT CHECKING ACCOUNT FEE
When balance is below $50 and no activity in 365 days
$5.00/month
SAVINGS ACCOUNT MONTHLY SERVICE FEE
Maintaining a $50 balance will avoid the $5.00 monthly service charge.
$5.00/month
AMORTIZATION SCHEDULE
$15.00
RETIREMENT PLAN - Termination Fee
$25.00
ZIPPER BAGS ZIPPER BAGS with LOCK
$5.00 each
$30.00 each
BANK CHECKS - There is a monthly limit of three (3) checks at no charge, thereafter a $3.00 fee per check will be assessed.
MONEY ORDERS
$3.00 each
CASHIERS CHECKS
$5.00 each
COLLECTION ITEMS
$25.00 per item
VISA GIFT CARDS
Available in amounts of $10 to $500. See card disclosure for details.
$2.00 per card
VISA TRAVELMONEY CARDS
Available in amounts of $10 to $10,000. See card disclosure for details.
$5.00 per card
$4.95 per reload
SAFE DEPOSIT BOXES (1 year rental)
3 x 5
3 x 10
5 x 10
10 x 10
1 Lost Key
Both Keys Lost – New Lock is Required- Customer pays for lock plus fee of
Late Rent Fee (30 days or more)
$20.00
$35.00
$45.00
$65.00
$25.00
$25.00
$5.00 per month
GARNISHMENTS / LEVIES
$50.00
PHOTO COPIES
$ .25 each
FAX FEE (Mortgage Loan Payoffs)
$15.00
NOTARY FEE
Customers
Non-Customers
No Charge
$1.00 per signature
MEDALLION SIGNATURE GUARANTEE
Service for customers only
WIRE TRANSFER FEE
Domestic Incoming & Outgoing
Foreign Incoming & Outgoing
*Wire Transfers in U.S. $ Only
© Lake City Federal Bank, Lake City MN