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CDs Title

Interest Rate(s) and Annual Percentage Yield(s) (APY) are accurate as of 05/08/08 at 06:00:00 AM

CERTIFICATES OF DEPOSIT ANNUAL
PERCENTAGE
YIELD		 INTEREST
RATE
(YOU WILL BE PAID THE RATES LISTED BELOW UNTIL FIRST MATURITY)
3 - MONTH 2.20% 2.18%
6 - MONTH 2.30% 2.28%
12 - MONTH 2.65% 2.62%
18 - MONTH 2.80% 2.77%
24 - MONTH 3.20% 3.16%
30 - MONTH (RENEWALS ONLY) 3.20% 3.16%
36 - MONTH 3.50% 3.45%
48 – MONTH 3.75% 3.70%
60 - MONTH 4.00% 3.94%

$1,000 MINIMUM BALANCE ON ALL CERTIFICATES.

APY assumes interest is compounded on the account.

Request an account disclosure for additional information on our accounts.

Deposit rates stated will be honored during posted lobby hours each day.

Lake City Federal Bank considers its trade area to be thirty (30) miles radius of the City of Lake City within the state of Minnesota. LCFB reserves the right to reject any deposit or application outside our trade area.